QR code based payments: directly from customer to merchant

The instant payment (AFR) infrastructure makes it possible for payments to be executed between Hungarian accounts within 5 seconds, 0-24, every day of the week. It comes handy to use it for day-to-day payment processes.

The pay@WEB infrastructure allows the merchants to generate QR codes, and get feedback on the fulfillment of payment - there's no need for additional infrastructure.

Currently, we only support manual feedback. We are working on connecting your bank's infrastructure.


Instant payment through pay@WEB?
What's happening exactly?

The pay@WEB infrastructure allows the merchants to get the acknowledgment of the fulfillment of payment - there's no need for additional infrastructure.

The customer sets up the basket in the webshop

Merchant sends the requested amount to the bank and forwards the browser to the received link

pay@WEB presents the QR code

Similarly to the card payments, the account number, merchant and amount is shown

Customer scans and initiates instant payment

Using his/her own bank's mobile bank to scan and start the transaction.

Banks handle the instant payment

Money is transferred from customer's account to the merchant's account immediately

pay@WEB UI notifies the customer

The page is redirected to the merchant's webshop

Merchant uses pay@WEB interface to check status

Ascertaining the fulfillment of the transaction, and continues it's processes

API for generating MNB standard QR codes

If you need an API endpoint to generate an MNB standard payment QR code from minimal data, look no further!

Your platform calls the pay@WEB API

API key, amount and a unique identifier is neccessary. You can play with the colors.

pay@WEB generates the QR code

Data URL formatted, Base24 coded PNG picture is returned in the rest call.

Your platform can use the image

Use the image as you like it. An advice: cache it on your side.

(Future) Pricing

Prices are here to give you an assumption how much will using the service cost, if we get to the release. Please note, we reserve the right for changes.

Currently, we are not selling the product. We'll be back soon with a beta testing opportunities.